Some areas of Middletown fall within a Federal Emergency Management Agency (FEMA) Special Flood Hazard Area. The official FEMA Flood Insurance Rate (FIRM) maps are below. A non-official depiction of the FEMA data is available via Middletown's Flood Hazard Mapping (PDF).
Floodsmart.com provides information on the National Flood Insurance Program. Mandatory Purchase Requirement: Pursuant to the Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 1994, the purchase of flood insurance is mandatory for all federal or federally related financial assistance for the acquisition and/or construction of buildings in Special Flood Hazard Areas (SFHAs). An SFHA is defined as any A or V flood zone on a FEMA Flood Insurance Rate Map (FIRM). Middletown provides more details on the basics in the Mandatory Flood Insurance Flier (PDF).
For interactive mapping from the Federal Emergency Management Agency (FEMA) visit FEMA's Map Service Center, where you can type an address to retrieve data. View copies of FEMA's Flood Insurance Rate Maps (FIRM) which delineate both the special hazard areas and the risk premium zones applicable to Middletown.
The Rhode Island Coastal Resources Management Council's (CRMC) STORMTOOLS interactive mapping center provides additional floodplain mapping tools. Middletown's building height definition includes certain restrictions in CRMC suggested design elevation areas inundated with a three foot sea level rise and a 100 year storm event (click on tab CRMC SDE 3SLR).